CondoSignal began by serving condo and HOA buyers in Florida, Texas, and Arizona — three states where condo risk concentrates and the statutory landscapes diverge sharply. Today, that coverage is nationwide. CondoSignal now reviews condo and HOA documents for buyers in every U.S. state and the District of Columbia, with the same page-by-page discipline and the same goal: surface the risk hidden inside a document package before you commit to a purchase.

What "nationwide" actually means

The core of a CondoSignal review does not change from state to state. Wherever the property is, we read the full document package — the reserve study, the budget and financials, the meeting minutes, the insurance summary, the resale or estoppel certificate, and the governing documents — and we grade risk across the categories that matter: reserves, insurance, governance, litigation, special assessments, and disclosure. Every finding is linked to the exact page and quote behind it, so you can verify it yourself.

That consistency is the point. A buyer in Vermont and a buyer in Nevada are reading different statutes, but they are answering the same underlying questions: Is the building adequately funded? Is the master policy adequate, and what does it pass through to me? Is the board running the association well? Is a special assessment coming?

Where the analysis goes deepest

Coverage is nationwide, but it is not uniform — and that is by design. In states with detailed condo and HOA statutes, CondoSignal reads the documents against the specific law that applies:

• In Florida, against post-Surfside milestone inspections and the mandatory, non-waivable Structural Integrity Reserve Study.
• In California, against Davis-Stirling's reserve-study requirement and SB 326 balcony and elevated-element inspections.
• In states with a statutory resale certificate and a super-priority lien — much of the UCIOA family — against the buyer-protection and delinquency rules those statutes create.

In states with lighter statutes — where reserves are not mandated, inspections are not required, and the resale disclosure is thin or absent — the documents themselves carry more of the diligence. CondoSignal flags that explicitly, because a low reserve balance or an aging building means something different when no law requires the association to address it.

What you get

A CondoSignal report is structured, not a chat transcript. You receive a risk grade in each category, a plain-English explanation of each finding, and a citation to the exact document and page behind it. The result reads like premium due-diligence software, because that is what it is meant to be — a faster, more reliable first pass than reading two hundred pages of association documents on a deadline.

How to start

Your first review is free, nationwide. Upload your condo or HOA document package and you will have a detailed risk report in minutes. If you are weighing a purchase, the most useful hour of due diligence between offer and closing is the one that tells you what is actually inside the documents.

This article describes CondoSignal's document-review service in general terms and is not legal, financial, or engineering advice. State laws change and vary by community; for a specific property, review the actual documents and consult professionals licensed in your state. CondoSignal links every finding to the exact page so you can verify it and bring informed questions to your advisors.