Master-planned community layers
Many Texas communities have a master association plus one or more sub-associations. Each layer has its own dues, restrictions, and reserves. We map them so you know who you are paying and what each layer governs.
Texas document review
Texas condo & HOA document review
Texas HOAs run a different rulebook than coastal-state condo associations. Property Code Chapters 202, 207, 209, and 214 set most of the disclosure framework — but enforcement varies, and many master-planned communities operate with sub-associations, paid-up assessments, and easement layers that don't show up cleanly on a closing statement.
Why Texas is different
A Texas HOA document review is about untangling the structure so you understand what your dues fund, what you can do on your lot, and how disputes are resolved.
Foundation and drainage covenants
Texas soil — particularly clay across DFW, Houston, and Austin — drives foundation and drainage concerns into HOA architectural rules. Modification restrictions, drainage easements, and shared wall obligations can be expensive surprises.
Resale certificate completeness
Section 207.003 resale certificates have a defined content list, but completeness and recency vary. We flag missing items, stale dates, and inconsistencies between the certificate and the underlying documents.
Short-term rental restrictions
Many Texas HOAs added or tightened short-term-rental restrictions in the last several years. Hosts, investors, and pied-à-terre buyers should verify current rules and any pending amendments.
Texas cities
Where in Texas?
Austin
Austin
Austin's HOA universe is dominated by master-planned communities (Mueller, Steiner Ranch, Avery Ranch, Circle C, and many more) plus a growing urban condo stock.
Dallas
DFW
DFW HOA inventory is heavily master-planned with attached and detached single-family, plus a meaningful condo stock in Uptown and along the DART corridors.
Houston
Houston
Houston-area HOA documents weave together master-planned community structures, deed restriction enforcement, and meaningful drainage and flood considerations.
San Antonio
San Antonio
San Antonio's condo and HOA inventory spans downtown high-rises, suburban master-planned communities in the north and northwest corridors, and a growing inventory of mid-rise infill near the Pearl District and Southtown.
Texas topic guides
Texas-specific guidance
HOA document review
An HOA document review reads the full association document set — declaration or deed restrictions, CC&Rs, bylaws, resale or disclosure certificate, current budget, audited financials, meeting minutes, and any enforcement history — and surfaces the items that actually affect your ownership cost, your usage rights, and your exposure to surprise assessments. HOA reviews have a different shape than condominium reviews, and treating them as the same process produces incomplete findings.
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Condo document review
A condo document review is the structured analysis of every disclosure document your seller or association has provided — declaration, bylaws, rules, reserve study, budgets, financials, meeting minutes, insurance summary, estoppel or resale certificate, and any pending special assessment notices. Done well, it tells you exactly what you are buying. Done in a hurry — or as a chat session against a single PDF — it misses the cross-references where real risk lives.
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Reserve studies
A reserve study tells you what the association expects to spend on long-term capital repairs and replacements, and whether it is funding those obligations adequately. Reading the study without also reading the actual reserve balance, the current budget's contribution line, and recent meeting minutes is the single most common mistake in condo due diligence — and the one most likely to produce an expensive surprise after closing.
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Special assessments
Special assessments are the single largest source of financial surprise in condo and HOA ownership. They can arrive formally, as a voted board action with a disclosed amount. They can arrive indirectly, as a dues increase that follows a reserve shortfall or insurance spike. Or they can arrive silently, implied by the gap between what an association has saved and what it needs — visible in documents years before any official announcement. A thorough document review identifies all three types.
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Governance risk
An association's governance health is a leading indicator of every other risk. Boards make decisions about reserve funding, repair scope, insurance coverage, and vendor relationships. Functional boards make those decisions transparently and on time. Dysfunctional boards defer them, obscure them, or make them for the wrong reasons — and the deferred decisions show up later as assessments, deteriorated infrastructure, and insurance problems. A governance review reads meeting minutes, election and recall records, financial controls, and dispute history across multiple years to surface the patterns that precede financial problems.
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Texas reading
Plain-English guides for Texas buyers and owners.
The Complete Texas Condo and HOA Guide (2026)
Texas Property Code Chapters 82 and 209, the 2023–2025 legislative wave, voluntary reserves, coastal insurance exposure, and what every buyer must verify before closing.
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Texas Condo and HOA Law Changes: SB 711, HB 614, and What Boards Must Do
Four bills from the 88th and 89th Texas Legislatures changed fining procedures, lien filing requirements, fee caps, and transparency obligations. Identify what changed, what boards must implement, and what the deadlines are.
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Texas HOA Resale Certificate: What to Verify Before Closing
Section 207.003 of the Texas Property Code defines what a resale certificate must contain. Review this checklist of what to verify — and what the certificate legally omits — before you close.
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FAQ
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Risk Intelligence
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Upload condo or HOA documents for a free risk review. We read reserve studies, budgets, meeting minutes, insurance summaries, and assessment exposure — every finding linked to the exact page.
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