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Every item explains what to verify."]}],[["$","div",null,{"className":"mt-8","children":[["$","h3",null,{"className":"text-lg font-semibold text-ink","children":"Request immediately"}],["$","p",null,{"className":"mt-1 text-sm text-graphite/80","children":"Statute-backed documents the association must provide or make available."}],["$","ul",null,{"className":"mt-4 space-y-3","children":[["$","li","developer-public-report",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Developer public report (SDCL 43-15A-16 to -20)"}],["$","span",null,{"className":"ml-2 inline-flex items-center gap-1 rounded-full bg-signal/10 px-2 py-0.5 align-middle text-[11px] font-medium text-signal","children":[["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-star h-2.5 w-2.5","aria-hidden":"true","children":[["$","polygon","8f66p6",{"points":"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"}],"$undefined"]}]," Key here"]}],["$","span",null,{"className":"text-graphite","children":[" — ","For new/developer condo sales only — the Real Estate Commission's public report; triggers the ~10-day cancellation right (§ 43-15A-10). Not provided on resales."]}]]}]]}],["$","li","residential-property-condition-disclosure",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Residential property condition disclosure (SDCL ch. 43-4)"}],"$undefined",["$","span",null,{"className":"text-graphite","children":[" — ","Seller's general property-condition form (property condition, not association financials)."]}]]}]]}]]}]]}],["$","div",null,{"className":"mt-8","children":[["$","h3",null,{"className":"text-lg font-semibold text-ink","children":"Confirm you received these"}],["$","p",null,{"className":"mt-1 text-sm text-graphite/80","children":"Commonly provided in the resale package — verify none are missing."}],["$","ul",null,{"className":"mt-4 space-y-3","children":[["$","li","no-resale-rescission-no-statutory-resale-certificate",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"No resale rescission / no statutory resale certificate"}],["$","span",null,{"className":"ml-2 inline-flex items-center gap-1 rounded-full bg-signal/10 px-2 py-0.5 align-middle text-[11px] font-medium text-signal","children":[["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-star h-2.5 w-2.5","aria-hidden":"true","children":[["$","polygon","8f66p6",{"points":"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"}],"$undefined"]}]," Key here"]}],["$","span",null,{"className":"text-graphite","children":[" — ","A resale buyer's only exit is a contract contingency — negotiate an HOA-document-review contingency."]}]]}]]}]]}]]}],["$","div",null,{"className":"mt-8","children":[["$","h3",null,{"className":"text-lg font-semibold text-ink","children":"Ask for these yourself"}],["$","p",null,{"className":"mt-1 text-sm text-graphite/80","children":"Not automatic. Request them proactively — a gap here is itself a signal."}],["$","ul",null,{"className":"mt-4 space-y-3","children":[["$","li","master-deed-declaration-bylaws-rules-and-all-amendments",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Master deed / declaration, bylaws, rules, and ALL amendments"}],["$","span",null,{"className":"ml-2 inline-flex items-center gap-1 rounded-full bg-signal/10 px-2 py-0.5 align-middle text-[11px] font-medium text-signal","children":[["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-star h-2.5 w-2.5","aria-hidden":"true","children":[["$","polygon","8f66p6",{"points":"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"}],"$undefined"]}]," Key here"]}],["$","span",null,{"className":"text-graphite","children":[" — ","In South Dakota these are the governing law — there is no comprehensive statutory floor. Top priority on every transaction."]}]]}]]}],["$","li","confirmation-the-project-elected-the-condominium-act",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Confirmation the project elected the Condominium Act"}],["$","span",null,{"className":"ml-2 inline-flex items-center gap-1 rounded-full bg-signal/10 px-2 py-0.5 align-middle text-[11px] font-medium text-signal","children":[["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-star h-2.5 w-2.5","aria-hidden":"true","children":[["$","polygon","8f66p6",{"points":"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"}],"$undefined"]}]," Key here"]}],["$","span",null,{"className":"text-graphite","children":[" — ","Recorded master deed (§§ 43-15A-2/-3) makes it a statutory condominium; otherwise it may be a covenant-only HOA with even less framework. Determine which."]}]]}]]}],["$","li","current-budget-financial-statements-and-reserve-balance-any-",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Current budget, financial statements, and reserve balance / any reserve study"}],["$","span",null,{"className":"ml-2 inline-flex items-center gap-1 rounded-full bg-signal/10 px-2 py-0.5 align-middle text-[11px] font-medium text-signal","children":[["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-star h-2.5 w-2.5","aria-hidden":"true","children":[["$","polygon","8f66p6",{"points":"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"}],"$undefined"]}]," Key here"]}],["$","span",null,{"className":"text-graphite","children":[" — ","No statutory resale disclosure — must request. Absence of a reserve study is itself a flag."]}]]}]]}],["$","li","master-insurance-policy-declarations-page",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Master insurance policy declarations page"}],["$","span",null,{"className":"ml-2 inline-flex items-center gap-1 rounded-full bg-signal/10 px-2 py-0.5 align-middle text-[11px] font-medium text-signal","children":[["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-star h-2.5 w-2.5","aria-hidden":"true","children":[["$","polygon","8f66p6",{"points":"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"}],"$undefined"]}]," Key here"]}],["$","span",null,{"className":"text-graphite","children":[" — ","No statutory insurance floor — pull the actual dec page to inspect wind/hail % deductible, ACV vs. RCV roof, cosmetic exclusions, and limits."]}]]}]]}],["$","li","written-assessment-status-estoppel-statement",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Written assessment-status / estoppel statement"}],["$","span",null,{"className":"ml-2 inline-flex items-center gap-1 rounded-full bg-signal/10 px-2 py-0.5 align-middle text-[11px] font-medium text-signal","children":[["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-star h-2.5 w-2.5","aria-hidden":"true","children":[["$","polygon","8f66p6",{"points":"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"}],"$undefined"]}]," Key here"]}],["$","span",null,{"className":"text-graphite","children":[" — ","No statutory estoppel — obtain a written letter of the seller's current and delinquent assessments by contract."]}]]}]]}],["$","li","board-member-meeting-minutes",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Board & member meeting minutes (1–2 years)"}],"$undefined",["$","span",null,{"className":"text-graphite","children":[" — ","Not statutorily required on resale — request; leverage the Nonprofit Corporation Act inspection right."]}]]}]]}],["$","li","special-assessment-history-and-any-pending-approved-specials",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Special-assessment history and any pending/approved specials."}],"$undefined","$undefined"]}]]}],["$","li","pending-threatened-litigation-disclosure",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Pending/threatened litigation disclosure"}],"$undefined",["$","span",null,{"className":"text-graphite","children":[" — ","No statutory duty — ask directly and review minutes."]}]]}]]}],["$","li","flood-zone-determination-flood-insurance-status",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Flood-zone determination & flood insurance status"}],["$","span",null,{"className":"ml-2 inline-flex items-center gap-1 rounded-full bg-signal/10 px-2 py-0.5 align-middle text-[11px] font-medium text-signal","children":[["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-star h-2.5 w-2.5","aria-hidden":"true","children":[["$","polygon","8f66p6",{"points":"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"}],"$undefined"]}]," Key here"]}],["$","span",null,{"className":"text-graphite","children":[" — ","Rapid City/Black Hills drainages and Missouri River corridors; flood is excluded from standard master policies."]}]]}]]}],["$","li","wildfire-wui-status",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Wildfire WUI status"}],["$","span",null,{"className":"ml-2 inline-flex items-center gap-1 rounded-full bg-signal/10 px-2 py-0.5 align-middle text-[11px] font-medium text-signal","children":[["$","svg",null,{"xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-star h-2.5 w-2.5","aria-hidden":"true","children":[["$","polygon","8f66p6",{"points":"12 2 15.09 8.26 22 9.27 17 14.14 18.18 21.02 12 17.77 5.82 21.02 7 14.14 2 9.27 8.91 8.26 12 2"}],"$undefined"]}]," Key here"]}],["$","span",null,{"className":"text-graphite","children":[" — ","For Black Hills / near-forest developments."]}]]}]]}],["$","li","loan-encumbrance-documents",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Loan / encumbrance documents"}],"$undefined",["$","span",null,{"className":"text-graphite","children":[" — ","Any association loan, pledged assessments, or encumbered common elements (declaration-authorized)."]}]]}]]}],["$","li","developer-transition-documents",{"className":"flex gap-3","children":[["$","span",null,{"className":"mt-1.5 h-1.5 w-1.5 shrink-0 rounded-full bg-signal","aria-hidden":"true"}],["$","span",null,{"className":"text-sm leading-relaxed text-graphite","children":[["$","span",null,{"className":"font-semibold text-ink","children":"Developer-transition documents"}],"$undefined",["$","span",null,{"className":"text-graphite","children":[" — ","For newer associations — confirm developer control has handed over (no statutory trigger; declaration-driven)."]}]]}]]}]]}]]}]],["$","div",null,{"className":"mt-6 border-t border-ink/10 pt-5","children":[["$","p",null,{"className":"text-sm leading-relaxed text-graphite","children":"Want this same review on your actual documents? 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