Louisiana governance risk

9:1141.1 et seq.) for planned communities, all inside a civil-law system that reads governing documents strictly and resolves ambiguities in the owner's favor. There is no state condo or HOA regulator, no ombudsman, and no registration: governance, assessment, and records disputes are resolved in the courts, with monetary claims up to $5,000 in Justice of the Peace court and larger matters in district court, and community-association managers are not licensed. The 2025 Planned Community Act added concrete owner rights for covered communities — documents bind the association itself (R.S. 9:1141.8), notice before enforcement (R.S. 9:1141.38), a 20 percent meeting quorum (10 percent for emergencies, R.S. 9:1141.26–.28), records inspection (R.S. 9:1141.36), and proper rule adoption (R.S. 9:1141.37) — plus a seven-year cap on declarant control. But the PCA is prospective, so for pre-2025 HOAs which provisions apply is unsettled. Two structural features shape diligence: civil-law strict construction (procedural defects void board action) and the junior assessment privilege (no super-lien).